LTD coverage is extended to Civil Servants and other employees of the Province of Nova Scotia as well as other groups as identified in the list of participating employers (some, or all, employees may be included). Coverage is generally a condition of employment.
LTD coverage provides you with income protection if you are absent from work for more than 100 consecutive work days as a result of illness or injury.
While you are covered for LTD, the Plan Document requires the following continue:
Pension: Your membership in the Public Service Superannuation Plan continues.
Consolidated Health Care Plan: Your eligibility for coverage under the plan continues if you were a member when the elimination period began, with your employer paying the premium.
Group Life Insurance Plan: Basic coverage continues at the current rate for the position you held prior to disability, with the employer paying any applicable premium. You may also continue to have optional coverage, if you continue to pay appropriate premiums.
Please see Coverage FAQ's for answers to commonly asked questions.Should you have additional questions, please email us at
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