GRADUAL RETURN-TO-WORK (Plan member's role)

At some point in your recovery, Manulife may recommend a gradual return-to-work (GRTW) or return-to-work (RTW) program be developed for you.

​

Returning to work is an important part of your recovery because it gets you back to your normal routine.  However, no one expects you to fully return to work overnight.

​

Your case manager and rehabilitation specialist will work with you, your employer, and your treatment providers to develop a program that's right for you.

​

The program:

• will be based on your medically supported restrictions and limitations as well as your abilities

• may include a gradual increase in hours and/or duties

​

During the program, you are expected to:

• fully participate in the return-to-work program

• maintain regular contact with your employer and Manulife

• follow your prescribed healthcare treatment

​

Your rehabilitation earnings

Your LTD benefit and rehabilitation earnings together can total up to 100% of the current rate of pay for the position, class, and  step you held before your disability.

​

Your LTD benefit will be offset by 50% of any income you receive while participating in a rehabilitation program, like GRTW, so you do not earn more than 100% of the current rate of pay.

​