We are excited to share a new version of the LTD Plan text. The Plan text effective June 1, 2025 has been re-formatted, and the wording simplified making the document easy to follow and easier to understand. In addition, where appropriate, the Plan has been updated to reflect current best practices. The new Plan text will apply to all claims with a disability date as of June 1, 2025. For all other claims, the previous Plan texts will continue to apply. If you have any questions, please contact the Plan office.

VIDEO- How to apply for LTD 

If you require assistance with the LTD process, please contact our Navigator.